OUR INSURANCE PRODUCTS

Pet

Accidents happen, and pets get sick. No pet owner wants their decision about veterinary treatment to be determined by cost. We’ve teamed with Pets Plus Us® who offer two plans with comprehensive insurance coverage that can help protect dog and cat owners against the high cost of veterinary care.

PET INSURANCE

Important plan details

Important plan details are listed below. If you’d like more information, the licensed experts at Pets Plus Us® are as close as your phone. Call 1.800.364.8422 toll-free. Pets Plus Us® will ensure you’ll know what’s covered from the start: they’ll look at your pet’s health records and let you know if anything’s not covered before you buy, so there are no surprises later on.

Accident Plan Coverage

Accident Plan

$5,000 COVERAGE / YEAR

Pets receive emergency veterinary care and treatment for any injuries arising from an accident.

ACCIDENT COVERAGE

$100 annual deductible
  • Emergency veterinary care for all injuries arising from an accident. Includes consultations, exams, emergency care, hospitalization, medications, surgery, anaesthesia and specialist referrals performed by a licensed veterinarian

ADDITIONAL BENEFITS

$1,000 per incident
  • Kennel boarding fees if the pet owner is hospitalized due to an accident and they cannot care for their pet
  • Holiday trip cancellation coverage if the pet requires emergency, life-saving treatment due to an accident
  • “Lost pet” advertising and reward
  • Cremation or burial costs for the pet

HOW IT WORKS

  • Pets Plus Us® pays: 80% reimbursement of all veterinary fees, including taxes
  • Pet owner pays: 20% of all veterinary fees, plus an annual deductible of $100, along with their monthly premiums
Full plan details
Accident Illness Plan Coverage

Accident & Illness Plan

$7,500 or $15,000 COVERAGE / YEAR

Two levels of complete accident & illness coverage for your pet.

COVERAGE

Deductible applies
  • Illnesses, injuries and accidents, diagnosis, surgery, hospitalization, hereditary conditions, prescription medications, alternative therapies and behavioural therapies

ADDITIONAL BENEFITS

$1,000 per incident
  • Kennel boarding fees if the pet owner is hospitalized due to an accident or illness and they cannot care for their pet
  • Holiday trip cancellation coverage if the pet requires emergency, life-saving treatment due to an accident or illness
  • “Lost pet” advertising and reward
  • Cremation or burial costs for the pet

HOW IT WORKS

  • Choose a co-insurance amount
  • Pets Plus Us® pays: 90%, 80% or 70%, including taxes
  • Pet owner pays: 10%, 20% or 30%
  • Age-based annual deductible options: from $100 for pets 0-5 years
  • Special application needs for pets 8+
Full plan details

FLEX Care

FOR PURCHASE BY TELEPHONE ONLY

FLEX Care is an optional coverage “add-on” to Pets Plus Us® Accident & Illness policies. It’s designed to help you feel confident and secure in planning your pet’s routine and seasonal care. FLEX Care provides the flexibility to supplement the coverage offered in the pet owner’s policy.

FLEX Care provides convenience and peace-of-mind, allowing pet owners to spread the cost of their pet’s routine and seasonal health care across 12 months, in preset amounts. No more large bills all at once!

COVERAGE

  • Includes annual exams, vaccines, flea and tick prevention, nail trimming, dental care, and even coverage for pre-existing conditions

HOW IT WORKS

  • Coverage is available on the policy effective date, no additional waiting periods apply
  • FLEX Care coverage is used outside the Accident & Illness policy for conditions which would otherwise not be eligible for coverage
  • The pet owner chooses the budget that works best for them, and decide the dollar amount starting from $250 up to a maximum of $1,250 annually, in $100 increments
  • A non-refundable $25 administration fee will be collected upon enrollment, and at each annual policy anniversary

PET INSURANCE

For the love of your four-legged family members

Click or call for your no-obligation quotation, or give us a call for more information. Our licensed experts are here to answer your questions, explain your options and help select the coverage that's right for your needs and budget: 1.800.364.8422.

Program Partner: Pets Plus Us

Insurance policies underwritten by Northbridge General Insurance Corporation

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