Travel Insurance
Our Travel Plans Suit Your Travel Plans.
50-plus travellers... choosing your insurance protection is one of the most important decisions you’ll ever make. Our licensed brokers will recommend the plan best suited for you, based on your health and travel plans.
Single-Trip Emergency Medical
MAY BE THE IDEAL OPTION IF:
- You’re planning one long trip or one or two short trips out-of-province per year. If plans change, extensions and top-ups are available.
AVAILABLE COVERAGE:
- You can obtain coverage from one day, up to the maximum number of days allowed with your provincial health insurance plan.
- Exclusions are currently in place for expenses related to COVID-19.
Multi-Trip Emergency Medical
MAY BE THE IDEAL OPTION IF:
- You’re planning to travel out-of-province more than two times in a 12 month period.
AVAILABLE COVERAGE:
- You can obtain coverage for any number of trips of 4, 10, 18, 30 and 60 days each. And if your plans change, extensions and top-ups are available if required.
- Exclusions are currently in place for expenses related to COVID-19.
In-Canada Medical Plans
MAY BE THE IDEAL OPTION IF:
- Canada’s interprovincial reciprocal billing for medical services is equal ONLY to coverage provided in your home province or territory.
AVAILABLE COVERAGE:
- You can obtain coverage from 1 day to your provincial plan maximum, but only if travelling in Canada for the entire length of your trip.
Non-Underwritten Plans
MAY BE THE IDEAL OPTION IF:
- Pre-existing conditions are not a concern, you are planning a short trip, and you don’t want to complete a medical questionnaire.
AVAILABLE COVERAGE:
- Applicants age 60 and over: you can obtain coverage for one single trip out-of-province, from one to 15 days.
Personal Underwriting
MAY BE THE IDEA OPTION IF:
- Medical conditions make it difficult to place you in a pre-designated health category. We can assess individual medical conditions.
AVAILABLE COVERAGE:
- Policies can be tailored to your medical situation, including coverage for pre-existing conditions without a stability period.
Non-Medical Travel Plan
MAY BE THE IDEA OPTION IF:
- You’ve already purchased an insurance plan with medical coverage and wish to include an all-inclusive option.
AVAILABLE COVERAGE:
- Options include Trip Cancellation and Interruption, AD&D, Lost Baggage and Personal Effects, and Baggage Delay.