OUR INSURANCE PRODUCTS

Travel

Yes, travel is back, but we’re still dealing with a global pandemic. We urge you to stay vigilant and do your due diligence. Before you travel, check the COVID-19 status of the country you’re visiting and your destination as it can change quickly, and review current advisories posted on these pages.

TRAVEL INSURANCE

Important plan details

Important details are listed below. If you’d like more information, our licensed experts are as close as your phone. Call 1.866.566.1461 toll-free, Monday to Friday 8:30am to 8:00pm or Saturday 9:00am to 5:00pm EST. And to help keep you aware of your risks, we’ve posted the government’s latest Global Travel Advisories.

Single Trip Emergency Medical

Emergency Medical Plans

SINGLE-TRIP

MAY BE THE IDEAL OPTION IF

  • You’re planning one long trip or one or two short trips out-of-province per year. Extensions and top-ups are available.

AVAILABLE COVERAGE

  • You can obtain coverage from one day, up to the maximum number of days allowed with your provincial health insurance plan.
  • NOTE: Exclusions for COVID-19 related expenses are still in place for travel to countries with a Level 3 or Level 4 Advisory to avoid non-essential travel.
Multi-Trip Emergency Medical

Emergency Medical Plans

MULTI-TRIP

MAY BE THE IDEAL OPTION IF

  • You plan to travel out-of-province more than two times within a 12 month period.

AVAILABLE COVERAGE

  • You can obtain coverage for any number of trips of 4, 10, 18, 30 and 60 days each. And if your plans change, extensions and top-ups are available if required.
  • NOTE: Exclusions for COVID-19 related expenses are still in place for travel to countries with a Level 3 or Level 4 Advisory to avoid non-essential travel.
In-Canada Emergency Medical Plans

Emergency Medical Plans

IN-CANADA

WHY YOU MAY NEED THIS PLAN

  • Canada’s interprovincial reciprocal billing for medical services is equal ONLY to coverage provided in your home province or territory.

AVAILABLE COVERAGE

  • You can obtain single-trip coverage from one day up to your provincial plan maximum, only if you travel in Canada for your entire trip.
Personal Underwriting Emergency Medical Plans

Emergency Medical Plans

PERSONAL UNDERWRITING

MAY BE THE IDEAL OPTION IF

  • Medical conditions make it difficult to place you in a pre-designated health category. We can assess individual medical conditions.

AVAILABLE COVERAGE

  • Customized to your medical situation, including coverage for your pre-existing conditions without a stability period.
Non-Underwritten Emergency Medical Plans

Emergency Medical Plans

NON-UNDERWRITTEN

MAY BE THE IDEAL OPTION IF

  • Pre-existing conditions are not a concern, you are planning a short trip, and you don’t want to complete a medical questionnaire.

AVAILABLE COVERAGE

  • Note - applicants age 60 and over: you can obtain coverage for one single trip out-of-province, from one to 15 days.
Non-Medical Travel Plans

Non-Medical Plans

ADDITIONAL COVERAGE

MAY BE THE IDEAL OPTION IF

  • You’ve already purchased an insurance plan with medical coverage and wish to include an all-inclusive option.

AVAILABLE COVERAGE

  • Options include Trip Cancellation and Interruption, AD&D, Lost Baggage and Personal Effects, and Baggage Delay.

TRAVEL INSURANCE

If you’re ready to travel, start with the right protection

Click or call for your no-obligation quotation. Our licensed experts are here to answer your questions, explain your options, recommend the right coverage for your needs based on your health and travel plans, and even help with your medical declarations: 1.866.566.1461.

Program Partner: Manulife

Underwritten by The Manufacturers Life Insurance Company and First North American Insurance Company, a wholly owned subsidiary of Manulife, PO Box 670, Stn. Waterloo, Waterloo, ON N2J 4B8.

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