Auto & Home

The right auto & home protection for the right price. We designed our program with multiple coverage options and value-added benefits, plus better rates and discounts that reward the good driving habits and responsible home ownership of Canadians 50-plus.

Free Collision Reporting Kit

A handy document that outlines details to gather at the scene of a collision. Download it, print it, and keep it in your glovebox.

Download now!


Available discounts

We start with the lowest possible rates for good drivers and responsible homeowners and renters 50-plus. To save even more, you can take advantage of these discounts:

Auto Insurance Discounts

  • Age 50 (Motorhomes): Save on a qualifying Motorhome when the principal operator is 50 years of age or older
  • Graduated Licensing: Save for qualifying drivers
  • Toys (ATVs, Snow Vehicles, Motorhomes, Motorcycles): Save for qualifying recreational vehicles
  • Retiree: Save for qualifying principal operators
  • Personal Choice: Save when your automobile policy is packaged with a property policy
  • Multi-Vehicle: Save for each additional, qualified vehicle you include on your policy
  • Conviction-Free: Save for qualifying drivers
  • Driver Re-Training: Save for qualifying principal operators
  • Renewal / Loyalty: Save in recognition of our valued, renewing customers
  • Student Away From Home: Save for a qualifying student
  • Winter Tire Discount: You may be eligible for a discount on your auto insurance premium if your vehicle* is equipped with four winter tires. To qualify, you must install and maintain four winter tires on your vehicle from November through April. The tires must have the snow tire designation, meaning they meet strict performance specifications and have been designed specifically for use in severe snow conditions.

Home Insurance Discounts

  • RCT / Inspection: Save if your building’s estimated replacement cost has been established by a recent RCT (Residential Component Technology) or Inspection evaluation
  • Home Alarm: Save if your home is equipped with an approved, centrally monitored burglar and fire alarm system
  • Deductible: Save if a higher deductible is selected
  • Mortgage-Free: Save if your home is mortgage-free
  • Renewal / Loyalty: Save in recognition of our valued, renewing customers
  • Claim-Free: Save if you’ve been claim-free for the past 3 years
  • New Home: Save if the age of the insured home is 10 years or less
  • Personal Choice: Save when your property policy is packaged with an automobile policy
  • Score an Additional Discount when Buying or Renewing Your Home Insurance: Simply give us consent to access your credit information – it’s confidential, secure, and you could save as much as 60%


Get the right coverage for the best price

Call for your no-obligation quotation. Our licensed experts are here to answer your questions, explain your options, help select proper coverage for your needs, and ensure you receive all discounts to which you are entitled: 1.888.444.6461.

Program Partner: Zenith

Insurance policies underwritten by Zenith Insurance Company*

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