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Home Care Assistance
It’s a better strategy for the day when you can no longer care for yourself. While over 70% of Canadians 65-plus will require future care due to aging, illness or accident, government funding for home care is limited at best.1 Home Care Assistance lets you receive the care you need in the comfort of your own home.
When making a claim
If you’re physically or cognitively dependent and need to make a claim, MyDignity is here to help.
Learn moreTHE McLENNAN GROUP HOME CARE ASSISTANCE
Important plan details
Home Care Assistance is a customized personal care plan that MyDignity will create for you. It’s an insurance solution that meets your support needs, and your budget.
Reimbursement is provided for essential services, supplies and equipment so you can receive the care you need in your own home. The specialists at MyDignity will assess your support requirements, determine which benefits are most likely to be needed, and walk you through your options.
Home Care Assistance is easy to obtain. Even those previously declined for traditional long term care insurance may qualify. And it’s affordable. For coverage of $50,000, monthly premiums start as low as:
- $51.28 for a male age 40, or $55.66 for a male age 50.
- $57.22 for a female age 40, or $63.10 for a female age 50.
Couples who apply together will receive additional savings on both plans. Premiums will be based on your age at the time of application. And remember, Home Care Assistance offers lifetime benefits.
Home Care Assistance offers overall maximum benefit amounts over the policyholder’s lifetime of $50,000, $75,000, $100,000 or $125,000 available for purchase to age 80.
Home Care
Covers essential services, supplies and equipment while you are physically or cognitively dependent and residing at home. No waiting period for benefits to be payable.
HOME CARE BENEFITS
- Personal support worker (PSW) or certified nursing assistant, including a registered nurse
- Respite services - for informal caregiver reprieve
- Home conversion expenses - chair lifts, ramps, bathroom modifications, etc.
- Prepared meals - from outside the home
- Psychological services - for informal caregiver
- Registered specialists - occupational therapist, respiratory therapist, dietician, physiotherapist, audiologist
- Incontinence supplies - bowel and/or bladder
- Moving allowance - to a facility
- Transportation expenses
- Health monitoring system
ADDITIONAL BENEFITS
- Medical supplies, purchase or rental of equipment, accessories for diabetics, support hose, orthopedic shoes
- Podiatrist, naturopath, speech therapist, tens, hearing aids, wigs, Maxi-mist machine, including the masks, or a CPAP machine, external breast prostheses following a mastectomy
Health Care
Reimbursement for eligible expenses incurred due to an illness or injury. The Health Care benefits are available only with the $50,000 and $100,000 plans, but can be accessed immediately, with no qualification to be physically or cognitively dependent required.
HEALTH CARE BENEFITS
- Hospitalization
- Convalescent hospital
- Ambulance
- Air ambulance
- Diagnostic laboratory tests
- Magnetic resonance imaging (MRI)
- Accidental dental
- Medical Second Opinion
HOME CARE ASSISTANCE
Take control of your future care
Whether you’d like a no-obligation quotation or more information, give us a call. Our program partners MyDignity will answer your questions, explain your options and help select the coverage that's right for your needs and budget: 1.877.851.4520.
Insurance policies administered by MyDignity Inc.
The Home Care Assistance Insurance Plan is administered by MyDignity Inc. Product may not be available in all provinces. Terms, conditions, limitations, exclusions and termination provisions apply, see policy or a MyDignity representative for details. Life and Health Plans offered by The McLennan Group Life Insurance Inc. Auto & Home and Pet Programs and Small Business Liability Insurance offered by The McLennan Group Insurance Inc. *Canadian Life and Health Insurance Association.
1 Canadian Life and Health Insurance Association. 2 Pandemic Perspectives on Ageing in Canada in Light of COVID-19: Findings from a National Institute on Ageing/TELUS Health National Survey, October 2020. 3 Premiums for coverage of $50,000 start as low as $53.20 for a male age 50.
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