Home Care Assistance

It’s a better strategy for the day when you can no longer care for yourself. While over 70% of Canadians 65-plus will require future care due to aging, illness or accident, government funding for home care is limited at best.1 Home Care Assistance lets you receive the care you need in the comfort of your own home.

When making a claim

If you’re physically or cognitively dependent and need to make a claim, MyDignity is here to help.

Learn more


Important plan details

Home Care Assistance is a customized personal care plan that MyDignity will create for you. It’s an insurance solution that meets your support needs, and your budget.

Reimbursement is provided for essential services, supplies and equipment so you can receive the care you need in your own home. The specialists at MyDignity will assess your support requirements, determine which benefits are most likely to be needed, and walk you through your options.

Home Care Assistance is easy to obtain. Even those previously declined for traditional long term care insurance may qualify. And it’s affordable. For coverage of $50,000, monthly premiums start as low as:

  • $51.28 for a male age 40, or $55.66 for a male age 50.
  • $57.22 for a female age 40, or $63.10 for a female age 50.

Couples who apply together will receive additional savings on both plans. Premiums will be based on your age at the time of application. And remember, Home Care Assistance offers lifetime benefits.

Home Care Assistance offers overall maximum benefit amounts over the policyholder’s lifetime of $50,000, $75,000, $100,000 or $125,000 available for purchase to age 80.

Home Care Coverage

Home Care

Covers essential services, supplies and equipment while you are physically or cognitively dependent and residing at home. No waiting period for benefits to be payable.


  • Personal support worker (PSW) or certified nursing assistant, including a registered nurse
  • Respite services - for informal caregiver reprieve
  • Home conversion expenses - chair lifts, ramps, bathroom modifications, etc.
  • Prepared meals - from outside the home
  • Psychological services - for informal caregiver
  • Registered specialists - occupational therapist, respiratory therapist, dietician, physiotherapist, audiologist
  • Incontinence supplies - bowel and/or bladder
  • Moving allowance - to a facility
  • Transportation expenses
  • Health monitoring system


  • Medical supplies, purchase or rental of equipment, accessories for diabetics, support hose, orthopedic shoes
  • Podiatrist, naturopath, speech therapist, tens, hearing aids, wigs, Maxi-mist machine, including the masks, or a CPAP machine, external breast prostheses following a mastectomy
Health Plan Coverage

Health Care

Reimbursement for eligible expenses incurred due to an illness or injury. The Health Care benefits are available only with the $50,000 and $100,000 plans, but can be accessed immediately, with no qualification to be physically or cognitively dependent required.


  • Hospitalization
  • Convalescent hospital
  • Ambulance
  • Air ambulance
  • Diagnostic laboratory tests
  • Magnetic resonance imaging (MRI)
  • Accidental dental
  • Medical Second Opinion


Take control of your future care

Whether you’d like a no-obligation quotation or more information, give us a call. Our program partners MyDignity will answer your questions, explain your options and help select the coverage that's right for your needs and budget: 1.877.851.4520.

Program Partner: MyDignity

Insurance policies administered by MyDignity Inc.

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