OUR INSURANCE PRODUCTS
Pet
It’s trusted coverage for your pets from one of Canada’s top rated pet insurers. To offer two plans with nose to tail insurance coverage that can help protect dog and cat owners against the high cost of veterinary care, we’ve teamed up with Pets Plus Us®. It’s total peace of mind – and 5% savings – for you and your pet.
Pets Plus Us® claims paid
Here are a few examples of claim amounts paid to actual Pets Plus Us® policyholders.
Learn moreTHE McLENNAN GROUP PET INSURANCE
Important plan details
Important Pets Plus Us® Pet Insurance plan details are listed below. And if you’d like more information, their specialists at are as close as your phone. Call 1.800.364.8422 toll-free. Pets Plus Us® will ensure you’ll know what’s covered from the start: they’ll look at your pet’s health records and let you know if anything is not covered, so there are no surprises later on.

Accident Plan
Pets receive emergency veterinary care and treatment for any injuries arising from an accident.
ACCIDENT COVERAGE
- Emergency veterinary care for all injuries arising from an accident. Includes consultations, exams, emergency care, hospitalization, medications, surgery, anaesthesia and specialist referrals performed by a licensed veterinarian
ADDITIONAL BENEFITS
- Kennel boarding fees if the pet owner is hospitalized due to an accident and they cannot care for their pet
- Holiday trip cancellation coverage if the pet requires emergency, life-saving treatment due to an accident
- “Lost pet” advertising and reward
- Cremation or burial costs for the pet
HOW IT WORKS
- Pets Plus Us® pays: 80% reimbursement of all veterinary fees, including taxes
- Pet owner pays: 20% of all veterinary fees, plus an annual deductible of $100, along with their monthly premiums

Accident & Illness Plan
Two levels of complete accident & illness coverage for your pet.
COVERAGE
- Illnesses, injuries and accidents, diagnosis, surgery, hospitalization, hereditary conditions, prescription medications, alternative therapies and behavioural therapies
ADDITIONAL BENEFITS
- Kennel boarding fees if the pet owner is hospitalized due to an accident or illness and they cannot care for their pet
- Holiday trip cancellation coverage if the pet requires emergency, life-saving treatment due to an accident or illness
- “Lost pet” advertising and reward
- Cremation or burial costs for the pet
HOW IT WORKS
- Choose a co-insurance amount
- Pets Plus Us® pays: 90%, 80% or 70%, including taxes
- Pet owner pays: 10%, 20% or 30%
- Age-based annual deductible options: from $100 for pets 0-5 years
- Special application needs for pets 8+
FLEX Care
FLEX Care is an optional coverage “add-on” to Pets Plus Us® Accident & Illness policies. It’s designed to help you feel confident and secure in planning your pet’s routine and seasonal care. FLEX Care provides the flexibility to supplement the coverage offered in the pet owner’s policy.
FLEX Care provides convenience and peace-of-mind, allowing pet owners to spread the cost of their pet’s routine and seasonal health care across 12 months, in preset amounts. No more large bills all at once!
COVERAGE
- Includes annual exams, vaccines, flea and tick prevention, nail trimming, dental care, and even coverage for pre-existing conditions
HOW IT WORKS
- Coverage is available on the policy effective date, no additional waiting periods apply
- FLEX Care coverage is used outside the Accident & Illness policy for conditions which would otherwise not be eligible for coverage
- The pet owner chooses the budget that works best for them, and decides the dollar amount starting from $250 up to a maximum of $1,250 annually, in $100 increments
- A non-refundable $25 administration fee will be collected upon enrollment, and at each annual policy anniversary
PET INSURANCE
For the love of your four-legged family members
Whether you’d like a no-obligation quotation or more information, give us a call. A Pets Plus Us® specialist is here to answer your questions, explain your options and help select the coverage that's right for your needs and budget: 1.800.364.8422.

Insurance policies underwritten by Northbridge General Insurance Corporation
The information herein is summarized. All pet insurance plans have limitations and exclusions. Specific products, features, rates, and discounts may vary by province and territory, eligibility, and are subject to change. Medical Conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not eligible for reimbursement. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions, please review the Accident User Guide and Accident & Illness User Guide available on this page.
© 2023 All rights reserved. Pets Plus Us Pet Insurance policies are underwritten by Northbridge General Insurance Corporation, distributed by PTZ Insurance Services Ltd. & Société d'Assurances Collectives (Sodaco) Inc. in Quebec. Sodaco is registered with Autorité des marches financiers as a damage insurance broker (Reg#603622). Pets Plus Us Pet Insurance is available in all provinces and territories. Pets Plus Us®, Pets Plus Us & Design and related words and logos are trademarks and the property of PTZ Insurance Services Ltd.
Auto & Home and Pet Programs and Small Business Liability Insurance offered by The McLennan Group Insurance Inc. Life and Health Plans offered by The McLennan Group Life Insurance Inc.
1 Based on pet insurance policies in force in 2017 for Pets Plus Us® a division of PTZ Insurance Services Ltd. *Examples are claim amounts paid to actual Pets Plus Us® policyholders.
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